Pro and Business can be billed monthly or annually, and the annual option works differently from what "annual billing" usually implies — it's a one-time charge for the year, not a recurring subscription that happens to renew once a year.
The actual numbers
| Plan | Monthly | Annual (effective rate) | Annual total |
|---|---|---|---|
| Pro | $9/mo | $7/mo | $84/yr, billed once |
| Business | $29/mo | $23/mo | $276/yr, billed once |
How monthly billing works
You're charged automatically each month through Razorpay until you cancel. There's no lock-in contract — cancel any time from Settings → Billing, and you keep full access through the end of whatever period you've already paid for, not a moment less.
How annual billing works
Choosing annual charges you once for the full year at roughly 20% less than paying monthly across those same twelve months, and — this is the part that surprises people — it does not auto-renew. When the year ends, you renew manually from Settings → Billing if you want to keep going. No card gets silently charged again without you actively choosing to.
Switching between the two
Switch billing cycles any time from Settings → Billing. Moving to annual applies the discounted rate starting from your next billing cycle, not retroactively on what you've already paid.
If you're confident you'll keep the subscription for a full year regardless, annual billing is strictly cheaper and takes the monthly charge off your radar entirely — one payment, then nothing to think about until it's time to renew.