Create UPI Payment QR Codes for Free
Generate a standard UPI QR code for your VPA, with an optional fixed amount and payment note.
Why it works
Why use a upi payment qr code?
Works with every UPI app, because it uses the standard UPI format rather than anything proprietary.
No card machine, no rental, no per-transaction hardware — printed paper is the whole setup.
The code never expires and never depends on this platform staying available, since the payment details are in the code itself.
A fixed amount removes mis-typed payments for set-price situations; leaving it blank suits variable bills.
What it is
What is a UPI Payment QR Code?
A UPI payment QR code encodes your UPI ID and opens the payer's banking app with your details already filled in. It works with every UPI app — Google Pay, PhonePe, Paytm, BHIM and any bank's own app — because it uses the standard UPI format rather than anything specific to us. You can fix an amount or leave it blank for the payer to enter.
This type works differently from every other code on Unqode SmartQR, and it's worth understanding why. Payment apps read the payment details directly off the code itself — they don't follow a link. That means a UPI code cannot route through a tracking redirect the way a URL code does, so it is always a static code, and there are no scan analytics for it.
The trade is a good one. In exchange for not being trackable, the code has no dependency on us at all: it will keep working as long as your UPI ID is active, regardless of what happens to your account, your plan, or this platform. For something printed on a shopfront and used to take money, that independence is the right property to want.
“It can't be tracked, because payment apps read it directly. In exchange, it works forever with no dependency on us.”
See it in action
What happens when someone scans your upi payment qr code
Customer scans with any UPI app
Their banking app opens, pre-filled
They confirm and the payment lands
Getting started
How to create one, step by step
Enter your UPI ID
Your VPA — the address that looks like name@bank. Check it carefully, because this is what the money goes to.
Add a payee name
Shown in the payer's app so they can see they're paying the right business before confirming.
Fix an amount, or leave it blank
A fixed amount suits a set price or a specific invoice. Blank lets the customer type what they owe.
Download and print it
Counter, table tent, invoice, delivery bag, or a stall sign. Nothing else to set up.
In practice
Popular uses for a upi payment qr code
Shop counters
a printed code beside the till instead of a card machine.
Market and street stalls
take payment with no hardware and no connectivity beyond the customer's own phone.
Invoices
a code on the document so a client can pay it the moment they read it.
Restaurants
a code on the bill folder for paying at the table.
Delivery and courier
a fixed-amount code on the package for cash-on-delivery orders.
Donations
a code on a collection box, poster or noticeboard.
Where it's used
Industries where a upi payment qr code is a common fit
UPI Payment QR Code at a glance
0
hardware needed to accept a payment
Free
to create — this type isn't limited to a paid plan
Static
by design, so the code keeps working independently of us
Every type, in one place
Explore all 25 QR code types
UPI Payment QR Code not quite what you need? Browse the rest of Unqode SmartQR's QR code types below.
URL / Website
Link to any website — static or dynamic and editable later
WiFi Network
Join a WiFi network in one scan, no password typing
Opens a pre-filled email with subject and body ready to send
Starts a WhatsApp chat with your business pre-loaded
Social Media
Sends scanners straight to one social media profile
Landing Page
Builds a full landing page hosted right on the QR code
Google Maps
Drops a pin and opens turn-by-turn directions in Maps
Coupon / Discount
Reveals a discount code or offer the moment it's scanned
A/B Split URL
Splits scans between two destinations to test what works
Image Gallery
Shows a whole set of photos from one printed code
Restaurant Menu
A phone-first menu you can reprice in seconds
Crypto Payment
Opens a Bitcoin or BIP-21 wallet, address filled in
vCard Contact
Saves a full contact card straight to a phone's address book
PDF Document
Open a menu, brochure, or manual as a scannable PDF
SMS
Opens a pre-filled text message ready to send in one tap
Phone Call
Dials a number directly on scan, no typing needed
App Store
Detects iOS or Android and opens the matching app store
Plain Text
Displays plain text instantly — no app or link required
Event / Calendar
Adds an event straight to a phone's calendar app
Feedback / Rating
Collects ratings and reviews right after a visit
Video
Plays a video on a mobile-friendly page you can update
Audio / MP3
Plays a recording in the browser, no app needed
Google Review
Opens your Google review box, skipping the search
SEPA Transfer
Pre-fills a euro bank transfer in banking apps
Getting it right
Best practices for upi payment qr codes
The code itself rarely goes wrong — how it's set up and where it's placed is what determines whether people actually use it.
Test with a one-rupee payment before printing
Scan your own code and send the smallest possible amount to confirm it reaches the right account. A typo in a VPA is invisible on the printed code and expensive to discover later.
Print the UPI ID underneath in readable text
It lets a customer verify they're paying the right business, and gives them a fallback if their camera struggles with the code in poor light.
Leave the amount blank unless the price is truly fixed
A fixed-amount code is wrong the moment your price changes, and a customer can't adjust it. For anything variable, let them enter the figure.
Laminate anything that lives on a counter
A payment code gets handled, spilled on, and scanned hundreds of times a week. A scuffed code fails to scan at exactly the wrong moment.
Which type to use
Other QR types worth pairing with upi payment qr codes
Questions
Frequently asked questions about upi payment qr codes
Because payment apps read the UPI details straight off the code rather than following a link, so there's nothing for us to route through and count. Every other type on Unqode SmartQR can be tracked; this one genuinely can't, and we'd rather say that clearly than have you discover it after printing.
Ready to create your upi payment qr code?
Free plan includes 3 dynamic QR codes and 500 scans/month.